Douglas John Lutkus

Registered Investment Advisor
 

Investment Education ?Consultation ? Financial Planning

HHome ? Planning Services ? Investment Process ? Investment Fees ? Tools ? Education ? Disclosures ? Contact

 

Douglas Lutkus provides investment education, strategy consultations and specific recommendations, tailored to each investors risk tolerance and financial plans.

 


 

We start with a tailored Investment Plan and Process, see Planning Services and Investment Process.

 

We then monitor your investments on a quarterly, monthly, bi-annual and annual basis, see Investment Fees.
 

See below for difference between Investment Consultations and Commission Advisors.

 
Investment Consultations
 
Commission Advisors
 
Transactions
 
No charge for each transaction consultation
 
Commission charged for every transaction
 
Advisory Fee
 
Fee based on total assets in your account
 
N/A
 
Legal Obligation
 
Investment advisor has a fiduciary obligation to you
 
Broker is held to a suitable standard
 
Front/Back-End Sales Charges
 
None; mutual funds are purchased at Net Asset Value
 
Sales charges apply according to the mutual fund share class purchased
 

 


Douglas John Lutkus is a registered investment adviser in the state of California